Home Purchase Loans
& Refinance!

Welcome to the official site of Loans Direct. We are a full-service mortgage company based in Lake Forest, CA. We specialize in Home Purchase Loans and Refinance in Lake Forest. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

Contact Loans Direct today to discuss your mortgage loan options, and find out which loan program will best suit your needs.